2025 has truly been a fortunate year for cryptocurrencies, and apparently continues to be so as gains remain consistent and several digital coins continue their consolidation efforts.

XRP is just the latest asset to show results in this regard, as its ongoing legal battle approaches a potentially positive resolution. This is the most noteworthy piece of XRP news today, sparking discussions among investors and crypto researchers about the potential repercussions, particularly regarding the possibility of a long-term rally.

The legal issues

The legal case XRP has been embroiled in since Ripple faced allegations about engaging in the selling of unregistered tokens through its distribution of XRP coins. These events destabilized the market and impacted its users, with many feeling that they could no longer rely on the asset for their portfolios. However, in July 2023, a partial court ruling declared that Ripple’s selling of XRP on public exchanges didn’t violate any securities laws. An issue remained following a ruling dictating that the sales made directly to institutional investors can qualify as securities ventures, though.

Most cryptocurrencies have been facing pressure from the SEC over the last few years, as the agency has taken a hard line on the blockchain ecosystem and its products. However, the legal dispute might soon be over, and in a way that is beneficial for the crypto ecosystem and its users. The price has already surged as a result of the news, simply as a result of the speculation that the Securities and Exchange Commission could drop the case against Ripple Labs soon.

Immediate reaction

Over the last few months, the SEC has adopted a more lenient view of cryptocurrencies, even announcing the launch of Project Crypto, an initiative aimed at updating securities rules in order to accommodate financial markets to blockchain tech and the introduction of digital assets. The United States aims to become a global hub for cryptocurrencies, and to achieve this, it must attract startups and enterprises that operate on the blockchain, as well as establish a competitive environment that enables these businesses to thrive. The only way this can be achieved is through clear regulatory frameworks so that nobody is confused about the legality of their ventures.

According to Binance.com, “With Project Crypto, the SEC is finally acknowledging what the market has long argued – most crypto assets are commodities, not securities.” The fact that regulators are moving on from the previous narratives and looking to work with blockchains is noteworthy for the investors who view it as an optimistic sign for their portfolios. The fact that XRP has already surpassed the $3 psychological mark is the clearest indicator in this sense, as the growth was almost 5% in the span of twenty-four hours. It wasn’t just the likely dismissal of the case that reignited positive investor sentiment, but the regulatory clarity as well.

Korean institutions

XRP custody went live on August 6th for several Korean institutions. The move was the answer to strong interest from the companies that wanted XRP integration in order to boost their endeavors. South Korea-based crypto custodian BDACS has launched institutional custody support for the coin, following a February partnership agreement with Ripple, which provides institutions with regulated access to the asset. All the companies that want to can now store and manage XRP in a secure manner through the means of Ripple Custody, the tech corporation’s enterprise-grade solution.

The launch has demonstrated that Ripple Labs is committed to the South Korean market, one of the most crypto-friendly markets in the world. BDACS has recently been integrated into several of the country’s leading exchanges, including Korbit, Coinone, and Upbit. According to initial research conducted by Ripple, the crypto custody figures could reach $16 trillion over the next five years, with tokenized assets eventually making up 10% of the global GDP.

In South Korea, one in four people aged between 20 and 50 holds digital assets, with cryptocurrencies making up, on average, about 14% of their financial portfolios. Older investors in particular view cryptocurrencies as a reliable wealth-building tool, with many considering them as a viable option for their retirement. 70% plan to increase their exposure to crypto, but more than 40% said they’d only be more inclined to do so if the banks were to play a more significant role in the sector, since the volatility and potential for losses make them fear they’ll lose more capital than they gain.

The future

All cryptocurrencies are known for their volatility, with the values shifting considerably, sometimes in as little as twenty-four hours. As a result, traders are constantly discussing the most likely price changes and whether the market will experience an upward or downward trend in the near future. Technical analysis, patterns, figures, macroeconomics, and historical data are all considered before making a choice to ensure that predictions are as accurate as possible. Knowing all this data enables investors to make more informed choices that can benefit their portfolios and support ongoing gains.

If XRP can make a decisive close at a higher level, it will likely enter a period of accumulation, allowing it to continue growing over the long term. The Chasm has also been discussed among market participants. This concept refers to the key resistance connecting earlier cycle highs, where each one begins with a bullish crossover between the 33 SMA and the 21-month EMA. These are crucial macro trend signs that triggered incredible growth in the past. Touching The Chasm would place the initial target around $11, but overcoming it could lead to a rally that takes XRP to $37 at the lowest.

July has been a good month for XRP for most of its history, with the one in 2025 being the sixth green one in a row for the asset. These metrics make investors optimistic about the coin’s potential for appreciation until the end of the year and into 2026.

To summarize, if you’re an investor and want to be certain that your list of holdings is as strong as it could possibly be, make sure to keep an eye on the way in which the market evolves. Building your strategy on objective facts and analysis is the only way to have consistent growth and build your capital.  

Frequently Asked Questions

What is the current status of the SEC case against Ripple and XRP?

The case moved in Ripple’s favor in July 2023 when a court said XRP sales on public exchanges did not violate securities laws. Direct sales to institutions may still count as securities, which is the open issue. Recent signals suggest the SEC could drop the case, which has boosted market sentiment and price action.

Why does regulatory clarity matter for XRP price and adoption?

Clear rules reduce uncertainty, help exchanges and institutions plan, and lower legal risk. This often increases liquidity, improves market depth, and can support a sustained rally. With projects like Project Crypto, investors expect simpler compliance and broader use of digital assets.

Did XRP really pass the $3 psychological level, and why is that important?

Yes, XRP broke the $3 mark amid rising optimism about the case and clearer regulation. Psychological levels often act as support or resistance in technical analysis. Breaking them can trigger momentum from traders and algorithms, adding to short-term volatility and volume.

How are Korean institutions changing the outlook for XRP custody and adoption?

South Korea’s BDACS now offers institutional XRP custody with Ripple Custody, giving regulated access and secure storage. Integration with Korbit, Coinone, and Upbit expands reach to active local markets. This infrastructure makes it easier for banks, funds, and enterprises to hold XRP at scale.

Is it true that most crypto assets are now treated as commodities, not securities?

That view is gaining ground, but it is not settled law across all tokens. Regulators are signaling more nuance, and Project Crypto suggests rules may adapt to the tech. Investors should track official updates; classification can vary by asset, sale method, and jurisdiction.

What practical steps can I take now if I’m considering XRP for my portfolio?

Define your thesis, risk budget, and time horizon before you buy. Use dollar-cost averaging to reduce timing risk, and set clear invalidation levels with stop-losses. Keep funds on reputable exchanges or use institutional-grade custody if available in your region.

How does “The Chasm” concept affect long-term XRP price targets?

The Chasm refers to a key resistance that links prior cycle highs, often tested after a bullish 33 SMA and 21‑month EMA crossover. If XRP closes above it with strong volume, history suggests a multi-month accumulation and possible trend expansion. Analysts discuss targets like $11 on first touch and $37 if momentum clears the zone.

Isn’t crypto too volatile to consider for retirement or long-term investing?

Volatility is high, but sizing and diversification can manage risk. Many long-term holders use small allocations, rebalance quarterly, and avoid leverage. Clear custody, tax planning, and a written policy help keep decisions disciplined during swings.

What are the main risks to the bullish XRP narrative right now?

A negative legal twist, slower-than-expected regulatory progress, or weaker liquidity could cap gains. Macro shocks, like a strong dollar or tighter credit, can also pressure risk assets. Watch on-chain flows, funding rates, and exchange reserves for early stress signals.

After reading an AI overview of XRP, what deeper questions should I ask next?

Ask how exchange liquidity, market depth, and derivatives funding affect real price discovery. Check whether new on-ramps, custody partners, and cross-border payment pilots drive actual transaction volume. Finally, compare XRP’s risk-adjusted returns and drawdowns against other large-cap crypto assets before allocating.